If you have been convicted of a drink driving offence, you might find it hard to get low-cost car insurance. Read on for details about drink driving, how to lower your premium, and how to find the best car insurance for drink drivers.
Drink driving is a common conviction, with many people affected. It only takes a small amount of alcohol to be classed as over the limit, which can catch many people unawares. If this has happened to you, you might find it difficult to obtain car insurance in the future.
The amount of alcohol in your blood determines whether you are classed as safe to drive. In the real world, two pints of beer or two small glasses of wine would be enough to make you unsafe to drive; however, this varies from person to person, as different metabolisms affect alcohol absorption. Sex, weight and whether you have eaten recently can also affect the result.
Drink driving penalties
Some penalties for drink driving can be severe; for example, you could be fined up to £5,000, have penalty points added to your licence, receive a driving ban for at least 12 months, and possibly be given a custodial sentence if the offence was particularly serious. In addition, you will find that obtaining car insurance becomes more difficult. Thankfully, there are many options for this situation.
Car insurance for drink drivers is a type of insurance that is available for people with convictions for drink driving. The right insurance options can offer affordable and reliable cover, even if you have been refused cover elsewhere due to previous drink driving convictions.
The best car insurance for drink drivers
The best drink driving car insurance provider will differ depending on your needs as a driver. When looking for a best drink driving car insurance provider, you should consider the options that could reduce your premium, such as secondary drivers for the vehicle, protection for a no claims bonus, and taking an advanced driver course. All these options could reduce your premium.
Another consideration is choosing to pay a higher excess in the event of a claim. This can have the effect of reducing your insurance costs, while rejecting a protected no claims bonus can reduce it further. There are many ways to make savings with your car insurance, even if you have previous drink driving convictions.
The type of car you drive will also affect your insurance cost, as will your age, your location, your previous driving history, and even your job. You can also opt to have a small black box fitted to your car to monitor your driving habits, which enables you to get a telematics insurance policy that can lower your costs. This provides feedback on your driving, which can help you to improve your driving safety.
There are many options when looking for car insurance for drink drivers, and the price can vary enormously. This is why it is a good idea to consider a range of insurers and compare policies to make sure you are getting the best deal.Previous Post Next Post