Motor Insurance Database Updates

You are required by law to update the Motor Insurance Database.

In order to comply with the 4th EU Motor Insurance Directive, you are required and responsible for updating the Motor Insurance Database (MID). You must provide the registration numbers and model details of all vehicles that you own that will be driven, used or parked on a road or public place which are covered by your Motor Trade policy.

For more information you can visit the MIB website.

Please follow the instructions to update the MID for your insurer.

Please note the following;

  • Updates can take up to 7 working days to appear on the Motor Insurance Database.
  • Trade value only will be paid out in the event of a claim. This includes personal vehicles.
  • Ensure you have given us the correct vehicle details, this includes the correct registration number, as Quote Me Today cannot be held responsible for any incorrect information given or the consequences thereafter.
  • If you fail to remove a vehicle from your Motor Trade Policy it stays on the Motor Insurance Database in your name.
When you sell any vehicle, it must be removed from the database as soon as possible.
If you fail to remove a vehicle, you may still be liable for claims involving the vehicle even though you have sold it.
You could:

  • Lose your No Claims Bonus
  • Get a bad claims record
  • Pay more for Motor Trade Insurance
  • Be liable to pay for losses to your Insurer
Regulations state that the data must be supplied ‘immediately’. It should therefore be done as soon as possible, preferably on the same day, to ensure the database is kept up to date.

All vehicles in your custody and control for longer than 7 days need to be added to the MID.

All vehicles insured on your policy and all trade plates owned by you should be added, including the following:

  • All personally owned vehicles registered to you
  • Customers’ vehicles in your custody or control
  • Other vehicles, irrespective of the duration, regularly covered under your policy for motor trade purposes

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Questions About The MID?

Our FAQ's can help answer some commonly asked questions about the Motor Insurance Database.

FAQs Page