SME Insurance Questions

We have a dedicated team of business insurance brokers and have one of the widest ranges of policies to cover most types of business. Here a few questions often asked by our SME customers.

Have more questions? Call us on 01227 285540

This will cover you in the event of a customer or member of the public being injured while on your premises or as a result of your, or one of your employees, work or negligence.
This will cover you in the event of a customer or member of the public being injured while using one of your products.
If an employee were to sustain illness or injury as a result of working for your company, they could make a claim against you, so it is important you are covered.
If you have people working for you, it is required by law for you to hold this employers’ liability insurance. The law states that your policy must cover at least £5 million.
You are still required to hold Employers’ Liability Insurance for temporary employees. We can add this as extension to your policy under most circumstances.
Don’t worry, just because you have claimed in the past, it doesn’t mean we won’t be able to get cover for you. We will ask for details of previous claims and assess the risk on a case by case basis. Speak to one of our friendly advisors who can help you.
Quote Me Today are different to most insurance companies. We will talk to you to ask the right questions to get a more tailored quote. Based on asking the same questions via a standard form, you would get a blanket type cover which would cost you more. A telephone call could save you a lot of money.

We tailor our policies to suit the individual business needs and that’s why our customers continue to renew with us.

We recommend that you either contact us directly on 01227 285 540 to speak with one of our team of friendly advisers, who will efficiently guide you through the quote process or you can fill in our 30 second quick quote form, where one of our experienced advisers will contact you directly back to discuss your insurance needs and ensure we get you the best rate available to us.

We have access to a wide range of insurers and can cover most businesses, even the weird and wonderful! Speak to one of our advisers who will be able to assess your requirements and advise whether we can help you.
If the business suffered a loss and unable to trade and make profit for a period of time, Business Interruption Cover would protect you for such instances. We can include this extension into our policies.
No, we can offer you flexible payment terms which will allow you to pay for your policy over instalments. For more information, please call us on 01227 285540.
Yes, providing that you meet the criteria for our policies, and providing you are happy with the quotation provided, we can get you covered immediately. We would need to take at least a deposit payment from you over the phone for cover to commence.