In addition to the main policy we can also offer a number of additional cover options such as public liability insurance, employer’s liability insurance, goods in transit cover and office cover for your money and equipment, to ensure you have all the cover you need. All of these can be wrapped up into a combined business policy.
- CMR stands for “Convention relative au contrat de transport international de marchandises par route” which translates as “Convention on the Contract for the International Carriage of Goods by Road”. It was devised by the United Nations Economic Commission for Europe and was brought into UK law by the Carriage of Goods by Road Act 1965.
- It applies to every contract for the carriage of goods by road in vehicles for reward, when the collection and delivery locations are situated in two different countries, of which at least one is a contracting party to CMR.
- The current contracting countries are: Albania, Armenia, Austria, Azerbaijan, Belarus, Belgium, Bosnia and Herzegovina, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Georgia, Germany, Greece, Hungary, Iran (Islamic Republic of), Ireland, Italy, Kazakhstan, Kyrgyzstan, Latvia, Lebanon, Lithuania, Luxembourg, Malta, Mongolia, Montenegro, Morocco, Netherlands, Norway, Poland, Portugal, Moldova, Romania, Russian Federation, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Tajikistan, The former Yugoslav Republic of Macedonia, Tunisia, Turkey, Turkmenistan, Ukraine, United Kingdom, Uzbekistan.
- There are some exceptions including furniture removal and the movement of your own goods. If you’re carrying out work for another transport company then they’ll probably consider that you have to have ‘CMR Insurance’ in order to protect their interests.
- We offer Goods in Transit Insurance that meets your liabilities under CMR.
- Moving Dangerous Goods By Road is governed by international regulations and is strictly policed. The UK and most other European countries are signed up to the European Agreement concerning the International Carriage of Dangerous Goods by Road (ADR).
- The purpose of ADR is to ensure that dangerous goods – including clinical and other dangerous waste – being carried by road are able to cross international borders freely, as long as goods, vehicles and drivers comply with its provisions.
- ADR sets out the requirements for classifying, packaging, labeling and certifying dangerous goods and those carrying dangerous goods must have an ADR training certificate/licence.
- If you transport dangerous goods below certain volume or weight thresholds, many parts of ADR may not apply, or only apply in a modified form. Quote Me Today can offer cover for hauliers and couriers with an ADR licence.
You may also be able to reduce your price by increasing your policy excess or changing your cover levels. We will happily discuss your cheaper quote with you to make sure you are getting the right cover.
Quote Me Today specialise in giving the best, most suitable policies rather than a “one size fits all” approach.
The details of these can be found in your policy letter and your Statement of Insurance in your policy pack.
- We can sometimes offer policies where you can use an NCB earned on a private or company car policy, but this will need to be discussed with the insurance advisor when you call.
Van – Your No Claims Bonus needs to have been earned on a policy with the same type of use,, within the last 12 months, in the UK and in your name.
HGV – Your No Claims Bonus needs to have been earned on a commercial policy, driving any size HGV, within the last 12 months, in the UK and in your name.
Please bear in mind though, that unlike with private car policies, if you change insurer and have made a claim, your new insurer may step back your No Claims Bonus entitlement.
- Motor Trade – Yes. We also offer the ability to use your No Claims Bonus accrued on a private car for your business if you are setting up in the Motor Trade business for the first time. This gives you the helping hand you need when starting out in a new venture. Ask the advisor for more details when you give us a call on 01227 285 540, selecting option 1.
- Van – Yes, call us on 01227 285 540, selecting option 1, for a quote.
- HGV – Yes, call us on 01227 285 540, selecting option 1, for a quote.
- Insurer’s name
- Expiry date
- Policy number
- Your name
- Number of years NCB
- Type of policy the NCB has been earned on.
This can be sent by email to [email protected] or by post to Administration Team, Quote Me Today, 2nd Floor, 5-10 Sparrow Way, Lakesview Business Park, Hersden, Kent CT3 4JH.
We will not be able to return any proof of No Claims Discount sent in the post, so it is advisable to keep a copy for your own records.
We Have The Lowest HGV Policy Prices Around
Call us on 01227 285 540
or fill in our quick quote form and see how much you can save.
You may also want to look at…
- Goods In Transit Insurance Questions
- Van Insurance Questions
- SME Business Insurance Questions
- Professional Indemnity Insurance Questions
- Motor Trade Insurance Questions
- Liability Insurance Questions
- HGV Insurance Questions
- Driving School Insurance Questions
- Fleet Insurance Questions
- Courier Insurance Questions