All your personal information will always be treated as private and confidential and only released on your instruction or to administer your insurance. Exceptionally we may release information as required by law or in the course of an FSA regulated review of this firm’s activity. The information supplied to our office in connection with your insurance proposal will be released to insurers in the course of arranging quotations, cover and for claims purposes. In terms of the Data Protection Act 1998, you have right of access to your personal information that is held in our electronic and manual records. Should you have any query in this regard, kindly contact our Compliance Officer at  the above address

The premium you pay is protected at all times as required by the Financial Services Authority regulations. Premium we collect on behalf of the insurers is treated as paid to the insurer and is put into a separate statutory trust client bank account. We may need to pay premiums to a specialist broker who will always also be authorised and regulated by the FSA. We reserve the right to interest earned on monies in trust.

You are covered by the Financial Services Compensation Scheme. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim. The compensation relating to insurance advice and the arrangement of cover is provided up to £2000 and 90% of any amount successful claimed in excess of £2000. In respect of compulsory classes of insurance, compensation in respect of advice and the arrangement of cover is not limited. Further information about the compensation scheme is available from the Financial Services Compensation Scheme at www.financial-ombudsman.org.uk